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Excellent analysis. I look forward to part two. I highly agree that the failure to invest in productive activity is a major factor. I also think we should tweak our pension/rrsp rules and ensure more of that money is invested in Canada. The investments represent mobilizing resources, and the factors of production. Economics 101 lists the factors as land, labour, and capital. When the pension funds send our savings abroad, they mobilize foreign factors of production abroad raising their standard of living while neglecting ours. The income that comes back, is for consumption, not for the investment we need to increase and improve our productive capacity.That production is primarily for current consumption like housing, food, clothing, automobiles, computers, medicine, and furniture. However that production is also for investing in more innovative, efficient, capacity for future consumption, investments such as energy, factories, infrastructure, hospitals, schools, transportation, durable goods, and research. Those investments make us more productive and increase our income.

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Thanks Joseph. I truly appreciate your support and encouragement.

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Dougald you are an elite contibutor to Substack, and your work should go viral!

The quality of your posts is amazing!!

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